जिला सहकारी केंद्रीय बैंक मर्यादित, नरसिंहपुर (म.प्र.)

सशक्त सहकारिता, समृद्ध मध्यप्रदेश

प्रधान कार्यालय: सतीश टाकिज के पास सिविल लाइन नरसिंहपुर (म.प्र.), 487001

जिला सहकारी केंद्रीय बैंक मर्यादित, नरसिंहपुर (म.प्र.)

सशक्त सहकारिता, समृद्ध मध्यप्रदेश

प्रधान कार्यालय: सतीश टाकिज के पास सिविल लाइन नरसिंहपुर (म.प्र.), 487001

Personal Banking Solutions

Experience banking that's designed around you. From savings to investments, we offer comprehensive financial solutions to help you achieve your goals.

Open an Account Today

Our Personal Banking Services

Tailored financial products to meet your unique needs and aspirations

💰

Savings Account

Secure your future with our high-interest savings accounts designed for individuals and families.

  • Interest rate up to 4.50% p.a.
  • Zero minimum balance for basic accounts
  • Free ATM card and mobile banking
  • Unlimited deposits and withdrawals
  • Monthly interest credit
  • Nomination facility available
Open Savings Account
🏢

Current Account

Perfect for businesses and professionals with frequent banking transactions.

  • No limit on transactions
  • Overdraft facility available
  • Free checkbook facility
  • Internet and mobile banking
  • Cash management services
  • Dedicated relationship manager
Open Current Account
📈

Fixed Deposit

Earn attractive returns with flexible tenure options and guaranteed returns.

  • Interest rates up to 8.25% p.a.
  • Tenure from 7 days to 10 years
  • Additional 0.50% for senior citizens
  • Loan facility against FD
  • Auto-renewal option available
  • Tax-saving FD under Section 80C
View FD Rates
🔄

Recurring Deposit

Build wealth systematically with small monthly investments and competitive returns.

  • Start with as low as ₹100/month
  • Interest rates up to 8.00% p.a.
  • Flexible tenure from 6 months to 10 years
  • Standing instruction facility
  • Premature withdrawal allowed
  • Senior citizen benefits available
View RD Rates
🔐

Locker Facility

Keep your valuables safe and secure in our state-of-the-art locker facility.

  • Multiple locker sizes available
  • 24/7 security surveillance
  • Fireproof and waterproof vaults
  • Affordable annual rental charges
  • Nomination facility available
  • Easy access during banking hours
Apply for Locker
💳

Debit Card

Shop, pay bills, and withdraw cash conveniently with our RuPay debit cards.

  • RuPay Classic and Platinum cards
  • Free transactions at all ATMs
  • Online shopping enabled
  • Contactless payment support
  • Accident insurance coverage
  • SMS and email alerts for transactions
Get Debit Card

Why Choose DCCB Chhatarpur?

🏆

Trusted Heritage

Decades of serving the community with reliability and integrity

💡

Personalized Service

Dedicated support tailored to your unique financial needs

🔒

Secure Banking

Advanced security measures to protect your hard-earned money

💵

Competitive Rates

Best-in-class interest rates on deposits and affordable loan rates

📱

Digital Banking

Modern technology for convenient banking anytime, anywhere

🤝

Community Focus

Supporting local development and empowering communities

Digital Banking Services

Bank smarter with our comprehensive digital banking solutions

Mobile Banking

Manage your accounts, transfer funds, and pay bills on the go

Internet Banking

Access your accounts 24/7 from anywhere in the world

SMS Banking

Check balance, mini statement, and more via SMS

UPI Payments

Instant money transfers using UPI and QR code payments

Compare Account Types

Features Savings Account Current Account Fixed Deposit
Interest Earned Up to 4.50% No Interest Up to 8.25%
Minimum Balance ₹500 - ₹1,000 ₹5,000 - ₹10,000 ₹1,000
Transaction Limit Limited free transactions Unlimited transactions No transactions (locked)
Overdraft Facility Against FD
Ideal For Individuals & Families Businesses & Professionals Long-term Savings
Mobile Banking

Frequently Asked Questions

What documents are required to open a savings account?
You need to provide: Identity proof (Aadhaar Card/PAN Card/Voter ID), Address proof (Aadhaar/Utility Bills/Passport), Recent passport-size photographs, and Initial deposit as per account type. For minors, parent/guardian documents are also required.
How can I activate mobile and internet banking?
Visit your nearest branch with your account details and registered mobile number. Our staff will help you register for mobile and internet banking. You'll receive login credentials via SMS and email. You can also download our mobile banking app from the Play Store or App Store.
What is the minimum balance requirement?
Minimum balance varies by account type: Regular Savings Account - ₹500 to ₹1,000, Current Account - ₹5,000 to ₹10,000, Basic Savings Account - Zero balance. Senior citizens and special categories may have relaxed requirements.
Can I break my fixed deposit before maturity?
Yes, premature withdrawal is allowed. However, a penalty of 1% will be deducted from the applicable interest rate. For example, if your FD rate is 7%, you'll receive 6% interest on premature withdrawal. Lock-in period of 7 days applies for all FDs.
Are my deposits insured?
Yes, all deposits at DCCB Chhatarpur are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC). Each depositor is insured up to a maximum of ₹5 lakhs for both principal and interest held across all accounts.
How do I update my mobile number and email address?
Visit your nearest branch with a written request, your account passbook, and valid ID proof. You can also use internet banking to update your email address. Mobile number changes require in-person verification for security reasons.

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Join thousands of satisfied customers who trust DCCB Chhatarpur for their banking needs