जिला सहकारी केंद्रीय बैंक मर्यादित, नरसिंहपुर (म.प्र.)

सशक्त सहकारिता, समृद्ध मध्यप्रदेश

प्रधान कार्यालय: सतीश टाकिज के पास सिविल लाइन नरसिंहपुर (म.प्र.), 487001

जिला सहकारी केंद्रीय बैंक मर्यादित, नरसिंहपुर (म.प्र.)

सशक्त सहकारिता, समृद्ध मध्यप्रदेश

प्रधान कार्यालय: सतीश टाकिज के पास सिविल लाइन नरसिंहपुर (म.प्र.), 487001

Loan Interest Rates

Affordable loan solutions with competitive interest rates. Fulfill your dreams with DCCB Chhatarpur.

🌾 Agricultural & Farming Loans

No agricultural loan data available at this time.

Key Features:

  • Special interest subsidy for small and marginal farmers
  • Flexible repayment options based on crop cycle
  • Minimum documentation for existing customers
  • Quick disbursement process

👤 Personal Loans

Loan Amount Interest Rate Processing Fee Max Tenure
Up to ₹1 Lakh 15.50% p.a. 1% of loan amount 3 Years
₹1 Lakh to ₹5 Lakhs 11.00% p.a. 1% of loan amount 5 Years
Above ₹5 Lakhs 10.50% p.a. 0.75% of loan amount 5 Years

Key Features:

  • No collateral required up to ₹2 Lakhs
  • Same day approval for eligible customers
  • Attractive rates for existing depositors
  • Part-payment facility available without charges

🏠 Home Loans

No home loan data available at this time.

Key Features:

  • Special rates for women borrowers (0.05% discount)
  • No prepayment charges on floating rate loans
  • Tax benefits under Section 80C and 24(b)
  • Free property valuation
  • Balance transfer facility available

💼 Business & MSME Loans

No business loan data available at this time.

Key Features:

  • Collateral-free loans up to ₹10 Lakhs under CGTMSE
  • Dedicated relationship manager for business accounts
  • Overdraft facility against property
  • Quick turnaround time - 7 working days
  • Special government-backed schemes available

🚗 Vehicle Loans

Vehicle Type Interest Rate Max Loan Amount Max Tenure
Two Wheeler (New) 9.50% p.a. 90% of ex-showroom price 5 Years
Four Wheeler (New) 9.75% p.a. 90% of ex-showroom price 7 Years
Used Car 10.50% p.a. 85% of valuation 5 Years
Commercial Vehicle 10.75% p.a. 85% of ex-showroom price 7 Years

Key Features:

  • Tie-ups with major vehicle dealers for instant approval
  • Free insurance assistance
  • Flexible EMI options
  • No foreclosure charges after 6 months

💰 Gold Loan

No gold loan data available at this time.

Key Features:

  • Instant disbursement - within 30 minutes
  • Minimum documentation required
  • Safe and secure gold storage
  • Part payment and foreclosure facility available
  • No hidden charges

🎓 Education Loan

No education loan data available at this time.

Key Features:

  • 100% financing of tuition fees and related expenses
  • Moratorium period during course duration + 1 year
  • Simple interest during moratorium period
  • No collateral required up to ₹7.5 Lakhs
  • Tax benefits under Section 80E

🌟 Why Choose DCCB Chhatarpur for Your Loan?

Competitive Rates: Our interest rates are among the most competitive in the cooperative banking sector, helping you save more.

Quick Processing: Streamlined approval process with minimal documentation for faster disbursement.

Flexible Repayment: Choose EMI options that suit your cash flow and financial situation.

Customer-Centric Approach: Dedicated support team to guide you through every step of your loan journey.

General Eligibility Criteria

Age Requirement

  • Minimum: 21 years
  • Maximum: 65 years at loan maturity
  • Co-applicant allowed for extended tenure

Income Criteria

  • Salaried: Minimum ₹15,000/month
  • Self-employed: Minimum ₹2 Lakhs annual income
  • Farmer: Land holding proof required

Credit Score

  • Minimum CIBIL score: 650
  • Lower scores considered with collateral
  • New to credit applicants welcome

Documentation

  • Identity proof (Aadhaar/PAN/Voter ID)
  • Address proof (Utility bills/Aadhaar)
  • Income proof (Salary slip/ITR/Bank statement)
  • Property documents (if applicable)

Important Terms & Conditions:

Last Updated: January 26, 2026

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